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Despite tough times, Habitat homeowners are payingtheit mortgages, and Habitat leaders say that’s because the agency’ws Delinquency Committee and homeWorks program are HomeWORKS is a series of classexs that prepare families for homeownership. “This is a perfec illustration of the importance of educationfor first-time says Nashville Area Habitat president and CEO Chrisa McCarthy. “All of our families go through monthsof one-on-one budgeg coaching and hours of classes to get them ready for the responsibilityy of paying a mortgage and taking care of theier investment.
” The class covers financial legal aspects of homeownership, budgeting, responsiblw family and neighbor characteristics, homeowners’ assistance basics and home The program started in early 2005 and has grownb to include classes for children to share the responsibilityh of homeownership. “HomeWORKS is vital to our says McCarthy. “Along with the bricks and mortare associatedwith homeownership, these classes offee families the instruction and trainintg to sustain a better life for the not just for themselves but for their Nashville Area Habitat for Humanity, a nonprofitf organization, built 60 homes in 2008.
The group buildsd homes Energy Star compliantfor efficiency. To the agency has served morethan 1,300 people, includinh 800 children.
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