Resale homes report: Existing homes sold, Dec. 12-14 Las Vegas Review-Journal Editor's note: Listings include the resale home's parcel number. Occasionally, the address listed is the homebuyer's mailing address and not the actual location of the home. Check the parcel number to make sure. Also, a few transactions do not reflect ... |
Saturday, December 29, 2012
Resale homes report: Existing homes sold, Dec. 12-14 - Las Vegas Review-Journal
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Friday, December 28, 2012
Unemployment rate falls in Allegheny, Beaver counties - Pittsburgh Business Times:
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and Industry released seasonally adjusted unemployment figures forthe state’sa counties and metropolitan statistical areas on Tuesday. In Alleghent County, the unemployment rate fell from 6.6 percent in Marcb to 6.5 percent in April. Beaver County’s went from 8.2 percent in March to 7.9 percentt in April. The improvements in Allegheny andBeaver counties, were not enough to boos t the seven-county Pittsburgh MSA, which saw its seasonallh adjusted unemployment rate increase from 7.2 percent in Marcy to 7.3 percent in Pennsylvania’s unemployment rate held steadhy at 7.8 percent.
When making the Department of Labofr and Industry uses seasonally adjusted figures in order to accoung for cyclical hiring differencesthat don’tg reflect changes in the overall economy. Employmenty in the seven-county Pittsburgh area continues to be stronger than manyothe areas. In addition to bestinh the state by half apercentage point, unemployment in the Pittsburgh MSA is 1.6 percentags points lower than the United Statews as a whole, which has seasonally adjusted unemployment of 8.9 percent. Here is the breakdown across the State College: 5.7 percent Lebanon: 6.7 percentg Altoona: 7.2 percent Pittsburgh: 7.3 percent Philadelphia: 7.9 perceny York-Hanover: 7.9 percent 8.
3 percent Erie: 8.4 percent Scranton-Wilkes-Barre: 8.6 percent 8.7 percent Reading: 8.7 percenr Within the Pittsburgh MSA, unemployment ranged from 6.5 percenty in Allegheny County to 9.8 percent in Armstrong County. Here is the breakdown by Allegheny: 6.5 percent Butler: 7.3 percent 7.6 percent Beaver: 7.9 perceng Westmoreland: 8.1 percent Fayette: 8.9 percent Armstrong: 9.8 percentg
and Industry released seasonally adjusted unemployment figures forthe state’sa counties and metropolitan statistical areas on Tuesday. In Alleghent County, the unemployment rate fell from 6.6 percent in Marcb to 6.5 percent in April. Beaver County’s went from 8.2 percent in March to 7.9 percentt in April. The improvements in Allegheny andBeaver counties, were not enough to boos t the seven-county Pittsburgh MSA, which saw its seasonallh adjusted unemployment rate increase from 7.2 percent in Marcy to 7.3 percent in Pennsylvania’s unemployment rate held steadhy at 7.8 percent.
When making the Department of Labofr and Industry uses seasonally adjusted figures in order to accoung for cyclical hiring differencesthat don’tg reflect changes in the overall economy. Employmenty in the seven-county Pittsburgh area continues to be stronger than manyothe areas. In addition to bestinh the state by half apercentage point, unemployment in the Pittsburgh MSA is 1.6 percentags points lower than the United Statews as a whole, which has seasonally adjusted unemployment of 8.9 percent. Here is the breakdown across the State College: 5.7 percent Lebanon: 6.7 percentg Altoona: 7.2 percent Pittsburgh: 7.3 percent Philadelphia: 7.9 perceny York-Hanover: 7.9 percent 8.
3 percent Erie: 8.4 percent Scranton-Wilkes-Barre: 8.6 percent 8.7 percent Reading: 8.7 percenr Within the Pittsburgh MSA, unemployment ranged from 6.5 percenty in Allegheny County to 9.8 percent in Armstrong County. Here is the breakdown by Allegheny: 6.5 percent Butler: 7.3 percent 7.6 percent Beaver: 7.9 perceng Westmoreland: 8.1 percent Fayette: 8.9 percent Armstrong: 9.8 percentg
Thursday, December 27, 2012
Industry recruiters should take a cue from auto meltdown - Memphis Business Journal:
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Marion, Ark. has chased the automobilee industry aggressively forseveral years. But now the city is shiftint gears to cast awider net. Auto assembly plantz remain a viable industryto pursue, unlike the appare l manufacturing industry, but the recession has brought a sobering realitg to places like Marion and Blue Springs, When economic development efforts are too narrowly focusex on a specific industry, a community’s livelihood hinges on catching that one big fish.
And, once its fortunes remain tied to the relative health of that Blue Springs, located just outside of won the coveted Toyota sweepstakes in February 2007, gettin word that its industrial megasitre would become home for Toyota Motor Corp.’s $1.3 billion Highlander SUV assemblyu plant. Parts suppliers to Toyots made subsequent announcementssaying they, too, woulsd be locating parts facilities nearby to servicd the Toyota mother plant.
As the pricre of oil, and gasoline, skyrockete to unprecedented levelsin 2008, Toyota decided to produces its hybrid vehicle brand Prius at the Blue Springs plant Then, the plant’s opening was delayed as new car salese slowed and the auto giant saw profits slided 27% in the fourth quarter of 2008. And now with the you have to wondert if production will startin mid-20100 as Toyota has said, or if another announcement is The bottom line is that Blue and the investment made by Pontotoc, Union and Lee countiesa to lure the plant, have little control over what happens. Marionm was in the running for theHighlander plant, and still has the Hino Motors Ltd.
partz plant that employs abou 500, down from a peak of 750. But Mariojn is now looking to recruit a varietyu of different industries to its Railport Industrial Bothcommunities won, and we expect Toyota’s presence in Blue Springs will serve that economy very well for yearsz to come. But putting your eggs in one baskert comes witha price. If the focu is too narrow, the price of lost opportunities comesto mind. Those developing new and future megasites inthe Mid-Soutj should remember there are plenty of different fish that thoss nets can catch.
Marion, Ark. has chased the automobilee industry aggressively forseveral years. But now the city is shiftint gears to cast awider net. Auto assembly plantz remain a viable industryto pursue, unlike the appare l manufacturing industry, but the recession has brought a sobering realitg to places like Marion and Blue Springs, When economic development efforts are too narrowly focusex on a specific industry, a community’s livelihood hinges on catching that one big fish.
And, once its fortunes remain tied to the relative health of that Blue Springs, located just outside of won the coveted Toyota sweepstakes in February 2007, gettin word that its industrial megasitre would become home for Toyota Motor Corp.’s $1.3 billion Highlander SUV assemblyu plant. Parts suppliers to Toyots made subsequent announcementssaying they, too, woulsd be locating parts facilities nearby to servicd the Toyota mother plant.
As the pricre of oil, and gasoline, skyrockete to unprecedented levelsin 2008, Toyota decided to produces its hybrid vehicle brand Prius at the Blue Springs plant Then, the plant’s opening was delayed as new car salese slowed and the auto giant saw profits slided 27% in the fourth quarter of 2008. And now with the you have to wondert if production will startin mid-20100 as Toyota has said, or if another announcement is The bottom line is that Blue and the investment made by Pontotoc, Union and Lee countiesa to lure the plant, have little control over what happens. Marionm was in the running for theHighlander plant, and still has the Hino Motors Ltd.
partz plant that employs abou 500, down from a peak of 750. But Mariojn is now looking to recruit a varietyu of different industries to its Railport Industrial Bothcommunities won, and we expect Toyota’s presence in Blue Springs will serve that economy very well for yearsz to come. But putting your eggs in one baskert comes witha price. If the focu is too narrow, the price of lost opportunities comesto mind. Those developing new and future megasites inthe Mid-Soutj should remember there are plenty of different fish that thoss nets can catch.
Tuesday, December 25, 2012
ASPCA(R) Releases New Data Concerning Spot-On Flea and Tick Control
jabire2389.blogspot.com
"Products labeled for dogs must nevert be used oncats -- doing so can resulft in serious illness and even death," says Dr. , Medicakl Director of the ASPCA's Bergh Memorial Animal Hospital. "A veterinarian must alwayw be consulted beforeusing spot-on flea and tick treatmentsd on very young, old, sick or pregnant pets." The ASPCs receives more than 700 callse daily from veterinarians and pet parents, resulting in over 150,00o0 annual cases involving medications, insecticides, plants and ASPCA epidemiologist Dr. analyzed data from publicv calls managed by the ASPCAw regarding flea andtick products. The data identifiexd two key findings.
When cats were treatedc inappropriately (not per label directions), they are significantly more likelt to experiencesevere reactions: no illness despite a call to the ASPCAw (18%), mild illness (17%), moderate illness (45%), majord illness (19%), and death (2%). When dogs and cats were treatefdcorrectly (per label directions), the likelihood of severe adverse reactionh was significantly less: no illness despite a call to the ASPCA mild illness (69%), moderate illness (22%), majore illness (2%), and death (0.1%).
"The importan t take-home message is that although adverse reactions can occur with all flea andtick products, most effectx are relatively mild and include skin irritation and stomachh upset," says Dr. , ASPCA veterinary toxicologist and Senior Vice Presidenf AnimalHealth Services. "Pet parents should not discontinue usingg products as directed by the productr label when faced with aflea infestation.
" Using products as directed and making necessary adjustments basef on health will greatly reduce adverss reactions from flea and tick or any other medical Fleas cause anemia (low bloosd counts), carry tapeworms, and can transmitt infections such as Bartonella; ticks transmit many disease including Lyme Disease and Rocky Mountain Spotted Fever. The risk to pets from thesee diseases is greater than the risk of adversw reactions when products areuse appropriately. Founded in the ASPCA(R) (The American Society for the Preventiom of Cruelty to was the first humane organization established in the and today has more than one million supporterz throughoutNorth America.
A 501 not-for-profit corporation, the ASPCA'ds mission is to provide effective means for the prevention of cruelthy to animals throughout theUnited States. The ASPCzA provides local and national leadership in animal-assisted therapy, animal behavior, animal poison control, humane education, legislative services, and shelter outreach. The New York City headquartersa housesa full-service, accredited, animal hospital, adoptionh center, and mobile clinic outreach program. The Humane Law Enforcementf department enforcesNew York's animal cruelty laws and is features on the reality television series "Animal Precinct" on Animalp Planet. For more information, pleasee visit .
"Products labeled for dogs must nevert be used oncats -- doing so can resulft in serious illness and even death," says Dr. , Medicakl Director of the ASPCA's Bergh Memorial Animal Hospital. "A veterinarian must alwayw be consulted beforeusing spot-on flea and tick treatmentsd on very young, old, sick or pregnant pets." The ASPCs receives more than 700 callse daily from veterinarians and pet parents, resulting in over 150,00o0 annual cases involving medications, insecticides, plants and ASPCA epidemiologist Dr. analyzed data from publicv calls managed by the ASPCAw regarding flea andtick products. The data identifiexd two key findings.
When cats were treatedc inappropriately (not per label directions), they are significantly more likelt to experiencesevere reactions: no illness despite a call to the ASPCAw (18%), mild illness (17%), moderate illness (45%), majord illness (19%), and death (2%). When dogs and cats were treatefdcorrectly (per label directions), the likelihood of severe adverse reactionh was significantly less: no illness despite a call to the ASPCA mild illness (69%), moderate illness (22%), majore illness (2%), and death (0.1%).
"The importan t take-home message is that although adverse reactions can occur with all flea andtick products, most effectx are relatively mild and include skin irritation and stomachh upset," says Dr. , ASPCA veterinary toxicologist and Senior Vice Presidenf AnimalHealth Services. "Pet parents should not discontinue usingg products as directed by the productr label when faced with aflea infestation.
" Using products as directed and making necessary adjustments basef on health will greatly reduce adverss reactions from flea and tick or any other medical Fleas cause anemia (low bloosd counts), carry tapeworms, and can transmitt infections such as Bartonella; ticks transmit many disease including Lyme Disease and Rocky Mountain Spotted Fever. The risk to pets from thesee diseases is greater than the risk of adversw reactions when products areuse appropriately. Founded in the ASPCA(R) (The American Society for the Preventiom of Cruelty to was the first humane organization established in the and today has more than one million supporterz throughoutNorth America.
A 501 not-for-profit corporation, the ASPCA'ds mission is to provide effective means for the prevention of cruelthy to animals throughout theUnited States. The ASPCzA provides local and national leadership in animal-assisted therapy, animal behavior, animal poison control, humane education, legislative services, and shelter outreach. The New York City headquartersa housesa full-service, accredited, animal hospital, adoptionh center, and mobile clinic outreach program. The Humane Law Enforcementf department enforcesNew York's animal cruelty laws and is features on the reality television series "Animal Precinct" on Animalp Planet. For more information, pleasee visit .
Monday, December 24, 2012
Jews and Santa - Huffington Post
firukendu-anchored.blogspot.com
Jews and Santa Huffington Post In a family where each December is filled with candles, latkes and dreidels, I wasn't sure when, or if, I would ever have to tackle this question. And yet, last year, my son started pressing me for an answer. He had remarkably made it five years ... |
Sunday, December 23, 2012
Gun control policy ideas more than just talk - Los Angeles Times
firukendu-anchored.blogspot.com
MSNBC | Gun control policy ideas more than just talk Los Angeles Times Not much lead time, but no matter: Adler, national president of the Federal Law Enforcement Officers Assn., had a list of policy changes â€" from legislative to regulatory to "tactical" coordination â€" at the ready, with granular detail. He cited ... Obama Ap points Biden to Oversee Newtown Policy Response Violence Policy Center Statement on NRA CEO Wayne LaPierre's Press ... Clips from Last Night: Richard Blumenthal on gun policy reform; David Chase on ... |
Thursday, December 20, 2012
Amnesty International says Greece's treatment of migrants makes mockery of ... - Fox News
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RT | Amnesty International says Greece's treatment of migrants makes mockery of ... Fox News ATHENS, Greece â€" Amnesty International is condemning Greece's treatment of the thousands of illegal immigrants who slip through its borders every year, saying the financi » |
Monday, December 17, 2012
Penn National Gaming taking
gault-rickettsias.blogspot.com
The Wyomissing, Pa.-based owner of Charles Town Racesx and Slots said it would consider workinv on a proposal at the Anne Arundel Countu racetrack should an application for a facilitt at Arundel Mills Mall But it’s not activelyg pursuing the opportunity, spokesman Eric Schippet said. And that wouldn't fit withib the slots licensing anyway, said Donald C. Fry, chairman of the states commission overseeingslots development. “We’red taking a wait-and-see approach,” Schipper said.
The Baltimore Sun reporte d Tuesday thatPenn National, whicb has a pending license application for a slotes parlor in Cecil County, was chomping at the bit for an opportunit y at Laurel Park because it appears possibl e that the Arundel Mills site could fail to get zoning approval. State law allows only one slots parlor in the A snag in the zoninghprocess wouldn’t be enough to kill the Arundelp Mills proposal, put forth by Baltimore developetr the The state slots commission’s review of Cordish’s application is ongoing until the fall, Fry said. Only then will therew be a final decision to accept or rejectthe application, he said.
From there, the commissiobn would have to put out a request for new bids on the slotxs license in Anne Arundel Fry said. And Penn National couldn’r make such a bid on its own becaus e applicants are limited toone license. “Thered is only one valid [Anne Arundel County] proposal before us at this and that is theCordish proposal,” Fry said. The countyt council has delayed votin on a slots zoning designation for the Arundepl Mills sitefour times, most recently Monday. It’sd slated to come up again next month, but it’s not clea if that will happen because Council Chairman Edward Reilly is expectedc to take an open stated Senate seat beforethat meeting.
, the Canada-basef owner of Laurel Park and Pimlico had applied for a slota license at Laurel but its application was rejectede outright because it lacked arequiredf $25 million in up-front construction financing for each 500 slot machines. Sincd then, the company filed for bankruptcy and could end up selling one orboth , a Magna subsidiary, also filex a lawsuit that is pending in the Marylaned Court of Special Appeals. The group argued that it wasn’y clear whether the financing would have been refundef if thebid wasn’t accepted. Anne Arundep County Circuit Court upheld theslots commission’s decision to disqualifu the bid, but Magna appealed the decision.
Horse racing industrg advocates were disappointed that LaurelPark didn’y make it to the final list of potential slots sites. While a share of slots revenue will go to the horsse racing industry regardless of whether the slot machines are at a it would have been better if the machine s could have made trackz more of a destination to drum up saidAlan Foreman, lawyer for the But the horsre industry is still hopefully eyeing the situation, Foreman “This thing has been fraught with so I wouldn’t think we wouldn’t see any more surprise before this thing is all over,” he
The Wyomissing, Pa.-based owner of Charles Town Racesx and Slots said it would consider workinv on a proposal at the Anne Arundel Countu racetrack should an application for a facilitt at Arundel Mills Mall But it’s not activelyg pursuing the opportunity, spokesman Eric Schippet said. And that wouldn't fit withib the slots licensing anyway, said Donald C. Fry, chairman of the states commission overseeingslots development. “We’red taking a wait-and-see approach,” Schipper said.
The Baltimore Sun reporte d Tuesday thatPenn National, whicb has a pending license application for a slotes parlor in Cecil County, was chomping at the bit for an opportunit y at Laurel Park because it appears possibl e that the Arundel Mills site could fail to get zoning approval. State law allows only one slots parlor in the A snag in the zoninghprocess wouldn’t be enough to kill the Arundelp Mills proposal, put forth by Baltimore developetr the The state slots commission’s review of Cordish’s application is ongoing until the fall, Fry said. Only then will therew be a final decision to accept or rejectthe application, he said.
From there, the commissiobn would have to put out a request for new bids on the slotxs license in Anne Arundel Fry said. And Penn National couldn’r make such a bid on its own becaus e applicants are limited toone license. “Thered is only one valid [Anne Arundel County] proposal before us at this and that is theCordish proposal,” Fry said. The countyt council has delayed votin on a slots zoning designation for the Arundepl Mills sitefour times, most recently Monday. It’sd slated to come up again next month, but it’s not clea if that will happen because Council Chairman Edward Reilly is expectedc to take an open stated Senate seat beforethat meeting.
, the Canada-basef owner of Laurel Park and Pimlico had applied for a slota license at Laurel but its application was rejectede outright because it lacked arequiredf $25 million in up-front construction financing for each 500 slot machines. Sincd then, the company filed for bankruptcy and could end up selling one orboth , a Magna subsidiary, also filex a lawsuit that is pending in the Marylaned Court of Special Appeals. The group argued that it wasn’y clear whether the financing would have been refundef if thebid wasn’t accepted. Anne Arundep County Circuit Court upheld theslots commission’s decision to disqualifu the bid, but Magna appealed the decision.
Horse racing industrg advocates were disappointed that LaurelPark didn’y make it to the final list of potential slots sites. While a share of slots revenue will go to the horsse racing industry regardless of whether the slot machines are at a it would have been better if the machine s could have made trackz more of a destination to drum up saidAlan Foreman, lawyer for the But the horsre industry is still hopefully eyeing the situation, Foreman “This thing has been fraught with so I wouldn’t think we wouldn’t see any more surprise before this thing is all over,” he
Sunday, December 16, 2012
Forced Arbitration Denies Consumers Fair Hearing on Complaints About Credit Cards and Other Financial Products
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June 3 /PRNewswire-USNewswire/ -- Consumers have the deck stackee against them when they are forced into mandatory arbitration by their credit card issuer or other financialservicew provider, an analysis by the Center for Responsibls Lending confirms. Many consumers don't even know that the contractsx they sign for most credit auto loans and other small loan products come with hiddeb clauses that require they use arbitration rathefr than the courts if a complaint A recent poll shows Americans believe they shouldr have the right to pursue claimx in court ifthey want.
The CRL analysis, "Stackeds Deck," details some of the forces workinh againstan individual's abilith to receive a fair hearing during Among them: -- Individual arbitrators have a strong incentived to favor the firm s that provide them with repeat business over an individual consumefr they may never see again. -- Companies win a favorabls ruling in arbitration far more oftenthan consumers. -- Companied involved in the mostarbitration cases--andx therefore in creating the most businesws for arbitrators?consistently receive more favorable rulings than firmx involved in fewer cases.
CRL recommendas that, before signing a contract, borrowers read the fine print, ask questionsz and try to opt-out of arbitration clauses. And they should keep in mind that such clausesa may not always be The report isavailable at: is a nonprofit, nonpartisahn research and policy organization dedicated to protecting homeownership and family wealtyh by working to eliminate abusive financiaol practices. CRL is affiliated with , one of the nation'd largest community developmentfinanciaol institutions.
June 3 /PRNewswire-USNewswire/ -- Consumers have the deck stackee against them when they are forced into mandatory arbitration by their credit card issuer or other financialservicew provider, an analysis by the Center for Responsibls Lending confirms. Many consumers don't even know that the contractsx they sign for most credit auto loans and other small loan products come with hiddeb clauses that require they use arbitration rathefr than the courts if a complaint A recent poll shows Americans believe they shouldr have the right to pursue claimx in court ifthey want.
The CRL analysis, "Stackeds Deck," details some of the forces workinh againstan individual's abilith to receive a fair hearing during Among them: -- Individual arbitrators have a strong incentived to favor the firm s that provide them with repeat business over an individual consumefr they may never see again. -- Companies win a favorabls ruling in arbitration far more oftenthan consumers. -- Companied involved in the mostarbitration cases--andx therefore in creating the most businesws for arbitrators?consistently receive more favorable rulings than firmx involved in fewer cases.
CRL recommendas that, before signing a contract, borrowers read the fine print, ask questionsz and try to opt-out of arbitration clauses. And they should keep in mind that such clausesa may not always be The report isavailable at: is a nonprofit, nonpartisahn research and policy organization dedicated to protecting homeownership and family wealtyh by working to eliminate abusive financiaol practices. CRL is affiliated with , one of the nation'd largest community developmentfinanciaol institutions.
Saturday, December 15, 2012
Community banks hopeful next capital wave is a tsunami - bizjournals:
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The capital, raised mostly through privatee placements, in some cases is needed to bolsterf balance sheets as banks deal with expectesd increases in loan losses and toughedregulatory requirements. But other bankes simply are building cash cushions that will let them act quicklyu to buy branches or even other financial institutiond when they come onthe U.S. banks and other financialp groupsraised $89 billion in equity via 92 deals in the second quarter of 2009, the highest number of deals and the highesyt dollar volume in a year, according to a repor t from Dealogic, a New York tracking that was quoted in .
Some banks have raiser capital to repay funds fromthe ’sw Troubled Asset Relief Program. Otherd that did not accept TARP funds are finding they also need or want toraised capital, said Jeff Hunt, presidenrt of Kendrick Pierce & Co., a Tampq investment banking firm. “We’re hopefully coming out of one of the worstt bankingenvironments we’ve seen sincde the S&L crisis, if not dating back to the Hunt said. “We’ve positioned ourselves to be ready for this next wave of in Lakeland is among those raising capital becausde itsees opportunities, said Hunt. His firm is serving as placemeny agent forthe $10.2 milliobn public offering.
Community Southern (Pink Sheets: is arming itself with capital to potentiallyt acquirebranch offices, Hunt The bank doesn’t have any deals in the but its largest competitora in Polk County have been changing owners and consolidating, creating an opening to attract customers lookinhg for personalized services providerd by a community bank, according to the offerinvg circular. Largo-based has been beefing up capital regularly since it was establishe din 2007, allowing it to buy in Clearwater last year, as well as a Pilot Bank brancu in Brandon.
The latesg round of funding, $12 million in equity raiseed from 44 investors in a privatse placementin mid-June, was part of an ongoing plan for continuedr growth, said Brad McMurtrey, president of USAmeriBank. Investors put in at leasgt $100,000 each, and despite the economif climate, the deal was oversubscribed, McMurtregy said. Roughly 170 shareholders of raisef $18.3 million in equity in a privatr placementin May, a filing with the “This infusion of new capital is a vote of confidencr from our existing shareholders,” Robert Rothman, chairman and CEO of the Tampaz holding company, said in a release.
Floridaw Bank has been expanding statewide and — like USAmeriBank — was among just a small numberf of Bay area banks that were in the black in the firsy quarter of 2009, providing a positive return on equity . Some capital raising has clearly been adefensived play. Inc., based in Naples, signeds an agreement last year with statw and federal regulators to eliminate bad loans from its bookas and to boostits capital. In June, the bank raisedr $25 million from two investors, an SEC filing said. It plans to raise an additional $50 the filing indicated. Even banks considered well-capitalizex are looking at adding some additional as regulators increase their Hunt said.
The typical threshold for a key ratio, measuring Tier 1 capitao as a percentof risk-weightedd assets, has been 10 percent, but after examinationx some banks are being asked to bump that to 12 he said. The capital quest is likely to accelerate, according to a July 6 reportrfrom . Analyst Matt O’Connor wrotwe that U.S. banks may have to raise as muchas $300 billioj to cover expected credit losses and highere capital requirements.
The capital, raised mostly through privatee placements, in some cases is needed to bolsterf balance sheets as banks deal with expectesd increases in loan losses and toughedregulatory requirements. But other bankes simply are building cash cushions that will let them act quicklyu to buy branches or even other financial institutiond when they come onthe U.S. banks and other financialp groupsraised $89 billion in equity via 92 deals in the second quarter of 2009, the highest number of deals and the highesyt dollar volume in a year, according to a repor t from Dealogic, a New York tracking that was quoted in .
Some banks have raiser capital to repay funds fromthe ’sw Troubled Asset Relief Program. Otherd that did not accept TARP funds are finding they also need or want toraised capital, said Jeff Hunt, presidenrt of Kendrick Pierce & Co., a Tampq investment banking firm. “We’re hopefully coming out of one of the worstt bankingenvironments we’ve seen sincde the S&L crisis, if not dating back to the Hunt said. “We’ve positioned ourselves to be ready for this next wave of in Lakeland is among those raising capital becausde itsees opportunities, said Hunt. His firm is serving as placemeny agent forthe $10.2 milliobn public offering.
Community Southern (Pink Sheets: is arming itself with capital to potentiallyt acquirebranch offices, Hunt The bank doesn’t have any deals in the but its largest competitora in Polk County have been changing owners and consolidating, creating an opening to attract customers lookinhg for personalized services providerd by a community bank, according to the offerinvg circular. Largo-based has been beefing up capital regularly since it was establishe din 2007, allowing it to buy in Clearwater last year, as well as a Pilot Bank brancu in Brandon.
The latesg round of funding, $12 million in equity raiseed from 44 investors in a privatse placementin mid-June, was part of an ongoing plan for continuedr growth, said Brad McMurtrey, president of USAmeriBank. Investors put in at leasgt $100,000 each, and despite the economif climate, the deal was oversubscribed, McMurtregy said. Roughly 170 shareholders of raisef $18.3 million in equity in a privatr placementin May, a filing with the “This infusion of new capital is a vote of confidencr from our existing shareholders,” Robert Rothman, chairman and CEO of the Tampaz holding company, said in a release.
Floridaw Bank has been expanding statewide and — like USAmeriBank — was among just a small numberf of Bay area banks that were in the black in the firsy quarter of 2009, providing a positive return on equity . Some capital raising has clearly been adefensived play. Inc., based in Naples, signeds an agreement last year with statw and federal regulators to eliminate bad loans from its bookas and to boostits capital. In June, the bank raisedr $25 million from two investors, an SEC filing said. It plans to raise an additional $50 the filing indicated. Even banks considered well-capitalizex are looking at adding some additional as regulators increase their Hunt said.
The typical threshold for a key ratio, measuring Tier 1 capitao as a percentof risk-weightedd assets, has been 10 percent, but after examinationx some banks are being asked to bump that to 12 he said. The capital quest is likely to accelerate, according to a July 6 reportrfrom . Analyst Matt O’Connor wrotwe that U.S. banks may have to raise as muchas $300 billioj to cover expected credit losses and highere capital requirements.
Thursday, December 13, 2012
Bringing nurses back - Baltimore Business Journal:
sucujovide.wordpress.com
“I feel like every third persom I talk to has an interestin nursing,” said Hoff, a nursee at working in presurgery. The recessiob has people craving asafe harbor, and nursing is probabl y the closest thing to it. The upshot is that not only are career-changersz looking to get into nursing, but former nursex are coming back to the and older nurses are putting off The offers nursing refresher courses in conjunctioh withand . Demand looks to be on a steeo rise, said Mary executive director ofthe council’s . The next 10-wee session starts in September and will take about25 “We have a lot of people calling,” Duffey said.
“W e always have a fairly high demand. But I’dc be surprised if we don’t get twic e as many applicantsas usual.” Quitde often, the applicants are people who have left the field for otherd careers – from being a pilot to owning their own business. Sometimesw a spouse has lost a job. “They say they’res nervous about the industry they’re in and would feel more securre being in thehealth industry, and they want to come Duffey said. The promise of a stable income is what lures Hoff back tothe fold. She completed the refreshef program after a decade away from Hoff left whenher husband, a employee, transferred to Iowa Iowa.
She stayed home to raise theit children. Hoff had 10 yearss experience whenshe left. She always knew she wantedc to go back to nursinhgbut wasn’t sure how or when. “When I did I was very clinically sound, I performe d at a high she said. “Having been out of the environment for10 years, I thought it was a stretc to think I could just jump back in. Once I got out, it got harde r to see myself returning. I wondereed how I’d get back in the system.” But when they moved back to theCincinnatui area, she took Before long the kids would be headed for The family needed the money. It’ss been a good decision.
Hoff enjoyss her job and has the kind of stabilit that friends and acquaintances envy working in a field that is opento career-changers, welcomes back former members who have left for a whilew and doesn’t mind if you’re middle-age or She gets serious queries abouty nursing from lots of friends and Often they’re people in their 40s and 50s, well-establishedf in completely different careers, people Hoff assumees are making pretty good money. Nurses themselves, Hoff now appreciate what they have more than Moraleis high.
“There is definitely a wave of peopl e feeling more appreciative of it rather than thinkinbg of whathard work,” Hoff The side effect is that it’s not as easy to get a nursinyg job now. A mounting nursing shortaged appears tohave stabilized, at leasyt temporarily. The market is somewhat tight for nurses lookingf to work ina hospital, less so for those inclined toward long-term care. St. Elizabeth, for has little need for morenurses now. “I see a decrease in the number ofpeople leaving,” said Lisa Blank, directo of recruitment and employer relations for St. Elizabeth. “Our expected retirements just didn’f happen this year.
I think if the economy had been like it was last there would havebeen more.” It’x been a regional trend. But with the average age of Greatefr Cincinnati nurses now in the experts know the retirementw will only be delayed ashort time. “We believe the market will open Duffey said, “probably beforre other industries do.” Nursing as a career fiele is stabilizing as people return to the professionh and others remain in their jobs longer. The Greaterd Cincinnati Health Council offers a refresherf course forreturning nurses. Many entering the field are in thei 40s and 50s and want a moresecure job.
The market shoulr open up once the economty turns around and oldernurses
“I feel like every third persom I talk to has an interestin nursing,” said Hoff, a nursee at working in presurgery. The recessiob has people craving asafe harbor, and nursing is probabl y the closest thing to it. The upshot is that not only are career-changersz looking to get into nursing, but former nursex are coming back to the and older nurses are putting off The offers nursing refresher courses in conjunctioh withand . Demand looks to be on a steeo rise, said Mary executive director ofthe council’s . The next 10-wee session starts in September and will take about25 “We have a lot of people calling,” Duffey said.
“W e always have a fairly high demand. But I’dc be surprised if we don’t get twic e as many applicantsas usual.” Quitde often, the applicants are people who have left the field for otherd careers – from being a pilot to owning their own business. Sometimesw a spouse has lost a job. “They say they’res nervous about the industry they’re in and would feel more securre being in thehealth industry, and they want to come Duffey said. The promise of a stable income is what lures Hoff back tothe fold. She completed the refreshef program after a decade away from Hoff left whenher husband, a employee, transferred to Iowa Iowa.
She stayed home to raise theit children. Hoff had 10 yearss experience whenshe left. She always knew she wantedc to go back to nursinhgbut wasn’t sure how or when. “When I did I was very clinically sound, I performe d at a high she said. “Having been out of the environment for10 years, I thought it was a stretc to think I could just jump back in. Once I got out, it got harde r to see myself returning. I wondereed how I’d get back in the system.” But when they moved back to theCincinnatui area, she took Before long the kids would be headed for The family needed the money. It’ss been a good decision.
Hoff enjoyss her job and has the kind of stabilit that friends and acquaintances envy working in a field that is opento career-changers, welcomes back former members who have left for a whilew and doesn’t mind if you’re middle-age or She gets serious queries abouty nursing from lots of friends and Often they’re people in their 40s and 50s, well-establishedf in completely different careers, people Hoff assumees are making pretty good money. Nurses themselves, Hoff now appreciate what they have more than Moraleis high.
“There is definitely a wave of peopl e feeling more appreciative of it rather than thinkinbg of whathard work,” Hoff The side effect is that it’s not as easy to get a nursinyg job now. A mounting nursing shortaged appears tohave stabilized, at leasyt temporarily. The market is somewhat tight for nurses lookingf to work ina hospital, less so for those inclined toward long-term care. St. Elizabeth, for has little need for morenurses now. “I see a decrease in the number ofpeople leaving,” said Lisa Blank, directo of recruitment and employer relations for St. Elizabeth. “Our expected retirements just didn’f happen this year.
I think if the economy had been like it was last there would havebeen more.” It’x been a regional trend. But with the average age of Greatefr Cincinnati nurses now in the experts know the retirementw will only be delayed ashort time. “We believe the market will open Duffey said, “probably beforre other industries do.” Nursing as a career fiele is stabilizing as people return to the professionh and others remain in their jobs longer. The Greaterd Cincinnati Health Council offers a refresherf course forreturning nurses. Many entering the field are in thei 40s and 50s and want a moresecure job.
The market shoulr open up once the economty turns around and oldernurses
Wednesday, December 12, 2012
Conference focuses on logistics in Florida - Jacksonville Business Journal:
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About 600 people are expected to attend the Associatiojn for Corporate Growth conference that highlights opportunitiez inthe area’s growing logistice industry. One of the Kris Pedersen, vice president of , said the real estate developer is interested in Jaxport becausw it has been lookinyg fora “different avenue” to diversifyu its business. Lenders as a whold have tightened downon lending, which has slowef developers on the residential and commercial real estate side, he said. Alliance is looking at the export industry becausew it has the potentiaklfor growth. More Pedersen said Alliance is interestedin after-market car exports and some military business.
With the valur of the dollar being lowuntip recently, “all of the other countriex could be looking for us to purchasre the aftermarket” autos, he The conference at • As the morning speaker, retired Lt. Gen. Gus Pagonias will talk about leadershipunder fire. He will also speaj about the “tailored” supply chain. • David Morgan Stanley’s chief investment strategist ofits , will give an investingv outlook for 2009.
• Lisa Mancini, ’as senior vice president of human resources andlabor relations, will give an update on the railway’ss $724 million public-private infrastructure initiative to creatde an efficient link between Mid-Atlantic ports and the • Bill Byrne, a Holland & Knighrt partner, will host a paneol on supply chains. Check jacksonvillebusinessjournal.com tomorrow for updates on the
About 600 people are expected to attend the Associatiojn for Corporate Growth conference that highlights opportunitiez inthe area’s growing logistice industry. One of the Kris Pedersen, vice president of , said the real estate developer is interested in Jaxport becausw it has been lookinyg fora “different avenue” to diversifyu its business. Lenders as a whold have tightened downon lending, which has slowef developers on the residential and commercial real estate side, he said. Alliance is looking at the export industry becausew it has the potentiaklfor growth. More Pedersen said Alliance is interestedin after-market car exports and some military business.
With the valur of the dollar being lowuntip recently, “all of the other countriex could be looking for us to purchasre the aftermarket” autos, he The conference at • As the morning speaker, retired Lt. Gen. Gus Pagonias will talk about leadershipunder fire. He will also speaj about the “tailored” supply chain. • David Morgan Stanley’s chief investment strategist ofits , will give an investingv outlook for 2009.
• Lisa Mancini, ’as senior vice president of human resources andlabor relations, will give an update on the railway’ss $724 million public-private infrastructure initiative to creatde an efficient link between Mid-Atlantic ports and the • Bill Byrne, a Holland & Knighrt partner, will host a paneol on supply chains. Check jacksonvillebusinessjournal.com tomorrow for updates on the
Monday, December 10, 2012
The Winning Game Plan: Minimize Sanchez - Wall Street Journal
bakakinkorypon.blogspot.com
The Winning Game Plan: Minimize Sanchez Wall Street Journal In winning their last two games, the Jets have been able to get away with such modest offensive production because of the inferiority of their opponents (the Cardinals are 4-9) and because their defense has performed so well. Those factors also allowed ... |
Saturday, December 8, 2012
RBC Bank names Wachovia vet Marty McAndrew market executive - South Florida Business Journal:
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In the new position, McAndrew will oversese RBC Bank’s business, commercial and retail/privatse banking efforts in Hillsborough, Pinellas, Sarasota and Manatese counties. As senior vice presidenty and community sales team managerfor Wachovia, McAndrew oversaww commercial banking operations in nine communitg banking markets across Florida. During his 10-yeae career with Wachovia, he also workec in Tampa Bay’s business banking group as a senior producing team leader and as arelationshio manager. He will live in Tampa, a releasre said. McAndrew will report to Gary RBC Bank’s Florida president.
, having servesd as regional president for Wachovia in Palm Beach County prior to taking on the RBC positionin 2007. RBC a wholly owned subsidiaru of Royal Bank ofCanada (NYSE: RY), is headquarterex in Raleigh, N.C. With 430 full-servicer banking offices in six states, RBC had $31.3 billion in assets on Dec. 31. RBC had17 offices and $484 millio in deposits in the Tampa Bay area onJune 30, accordint to the most recent information available from the
In the new position, McAndrew will oversese RBC Bank’s business, commercial and retail/privatse banking efforts in Hillsborough, Pinellas, Sarasota and Manatese counties. As senior vice presidenty and community sales team managerfor Wachovia, McAndrew oversaww commercial banking operations in nine communitg banking markets across Florida. During his 10-yeae career with Wachovia, he also workec in Tampa Bay’s business banking group as a senior producing team leader and as arelationshio manager. He will live in Tampa, a releasre said. McAndrew will report to Gary RBC Bank’s Florida president.
, having servesd as regional president for Wachovia in Palm Beach County prior to taking on the RBC positionin 2007. RBC a wholly owned subsidiaru of Royal Bank ofCanada (NYSE: RY), is headquarterex in Raleigh, N.C. With 430 full-servicer banking offices in six states, RBC had $31.3 billion in assets on Dec. 31. RBC had17 offices and $484 millio in deposits in the Tampa Bay area onJune 30, accordint to the most recent information available from the
Thursday, December 6, 2012
Palestinians win implicit UN recognition of sovereign state - CNBC.com
sucujovide.wordpress.com
Globe and Mail | Palestinians win implicit UN recognition of sovereign state CNBC.com Palestinians win implicit U.N. recognition of sovereign state. Published: Thursday, 29 Nov 2012 | 7:24 PM ET. Text Size. UNITED NATIONS (Reuters) - The 193-nation U.N. General Assembly on Thursday overwhelmingly approved the de facto recognition of ... Israel to build thousands of new homes in occupied West Bank The UN Is About To Hold A Key Vote On Palestine Jamaica did the right thing by the Palestinians |
Tuesday, December 4, 2012
Economy won
ogarawo.wordpress.com
Retail observers say Louis Vuitton, Tiffanyy & Co. and Neiman Marcues will open additional stores, even if it is with their smaller like Tiffany Collectionand Cusp, Neiman boutique store. Retailers Michael Kors, , Juicy Couture and Tumi will openadditionalp stores. Designer boutiques will also ente r theAtlanta market, including Prada, Chanel, Chloe and Vera Some of the designer retailers may test the Atlantas market with their lower-end concepts, said Marc Weinberg, operatint partner at retail real estatde brokerage LLC.
may enter the markey with its D&G store, and Cavallij may enter with its JustCavallik store, said Barbara Babbit Kaufman, a locall retail consultant and forme r owner of the Chapter 11 Bookstorw chain. “Atlanta may be a slightlyu different customer thanNew York,” Kaufman said, but the wealth is here. “Ifd you cater to what she the woman has the money to Kaufman said. “You give the customeer what they want, they will buy.” “The economyh may get worse, but that will not changre what will happen toAtlanta [retail] in the next five said Nick Egelanian, president of SiteWorks in Annapolis, Md., a divisiomn of The Shopping Center Group.
Luxurh retailers are still tryinvg to catch upto Atlanta’s especially its growth in wealth. “This city reminds me of a cross between Dallas andLos Angeles,” he said. “Thise is very much a new-wealth city and new wealty likes to showit off.” Luxuru retailers often consider expandingf after looking at sales of their brands in departmeng stores like Saks Fifth Avenue and Neiman Currently, luxury retailers call Phippd Plaza and Lenox Square home.
New luxur y retailers’ expansion will happen as Ben Carter’w Streets of Buckhead, Stan Thomas’ Prospect Park in and the proposed luxury retaio developmentby (NYSE: TCO) in Cumming take shape, Egelanian Sometimes luxury retailers need a catalyst to focuds attention on a market, he said. “Thess projects are probably five to 10 years behindx when they could havebeen here,” Egelaniam said. That’s not to say getting all this new luxurg retail into Atlanta will be Carter has already pushed back the openin of his project from summer 2009 to spring 2010 and coule push it back again if the economygremains weak. Carter, founder and chairma of Inc.
, noted that Streets of Buckhead is the third project he has built in the middle ofa “We’ve seen this movie before,” he Carter is hopeful a federal economic stimulus packag e will allow consumer spendingv to start recovering by summe 2009. Spending has to recover so retailerscan recover, he
Retail observers say Louis Vuitton, Tiffanyy & Co. and Neiman Marcues will open additional stores, even if it is with their smaller like Tiffany Collectionand Cusp, Neiman boutique store. Retailers Michael Kors, , Juicy Couture and Tumi will openadditionalp stores. Designer boutiques will also ente r theAtlanta market, including Prada, Chanel, Chloe and Vera Some of the designer retailers may test the Atlantas market with their lower-end concepts, said Marc Weinberg, operatint partner at retail real estatde brokerage LLC.
may enter the markey with its D&G store, and Cavallij may enter with its JustCavallik store, said Barbara Babbit Kaufman, a locall retail consultant and forme r owner of the Chapter 11 Bookstorw chain. “Atlanta may be a slightlyu different customer thanNew York,” Kaufman said, but the wealth is here. “Ifd you cater to what she the woman has the money to Kaufman said. “You give the customeer what they want, they will buy.” “The economyh may get worse, but that will not changre what will happen toAtlanta [retail] in the next five said Nick Egelanian, president of SiteWorks in Annapolis, Md., a divisiomn of The Shopping Center Group.
Luxurh retailers are still tryinvg to catch upto Atlanta’s especially its growth in wealth. “This city reminds me of a cross between Dallas andLos Angeles,” he said. “Thise is very much a new-wealth city and new wealty likes to showit off.” Luxuru retailers often consider expandingf after looking at sales of their brands in departmeng stores like Saks Fifth Avenue and Neiman Currently, luxury retailers call Phippd Plaza and Lenox Square home.
New luxur y retailers’ expansion will happen as Ben Carter’w Streets of Buckhead, Stan Thomas’ Prospect Park in and the proposed luxury retaio developmentby (NYSE: TCO) in Cumming take shape, Egelanian Sometimes luxury retailers need a catalyst to focuds attention on a market, he said. “Thess projects are probably five to 10 years behindx when they could havebeen here,” Egelaniam said. That’s not to say getting all this new luxurg retail into Atlanta will be Carter has already pushed back the openin of his project from summer 2009 to spring 2010 and coule push it back again if the economygremains weak. Carter, founder and chairma of Inc.
, noted that Streets of Buckhead is the third project he has built in the middle ofa “We’ve seen this movie before,” he Carter is hopeful a federal economic stimulus packag e will allow consumer spendingv to start recovering by summe 2009. Spending has to recover so retailerscan recover, he
Sunday, December 2, 2012
Kung Fu to kick it at Red Square - Albany Times Union
oryucyjofec1482.blogspot.com
Kung Fu to kick it at Red Square Albany Times Union Calling their music nu-sion, funk fusion masters Kung Fu have an old school (Frank Zappa, Mahavishnu Orchestra, Weather Report) sensibility about them, and the chops to make it work. The band features Chris De Angelis (bass), Tim Palmieri (guitar ... |
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